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A Step-by-Step Guide on How to Buy Bitcoin With Stripe

As Bitcoin and other cryptocurrencies continue to witness massive adoption, more financial technology (FinTech) companies are now offering crypto on-ramp services. One of them is Stripe. The platform has made it possible for its users to convert their fiat money to Bitcoin in just a few clicks. This guide focuses on teaching you how to buy BTC using Stripe. Keep reading to learn more.

What’s Stripe

Stripe is a San Francisco-based payment processing company allowing users to accept online payments. Several e-commerce websites have integrated Stripe into their platforms as they consider it secure.

Regarding crypto, a number of well-known exchanges allow users to purchase digital assets using their Stripe accounts rather than making a direct bank transfer to their trading accounts. In other words, Stripe operates as an intermediary, meaning you need to link your Stripe account with a bank account before proceeding to buy Bitcoin.


Why is Stripe Facilitating Crypto Purchases?

Interest in crypto, especially Bitcoin, has grown exponentially over the last few years. Blockchain analytics company Glassnode reports that there are more than 1.3 million active Bitcoin addresses as of August 8, 2023, up from 700,000 in 2013. The growing interest in Bitcoin has pushed payment systems like Stripe to support crypto purchases to fulfill demand.

Does Stripe Allow Crypto Payments?

Yes! Stripe now allows businesses to accept crypto payments by integrating its crypto-purchasing widget into their e-commerce sites.

How to Purchase BTC With Stripe

Before we teach you how to buy BTC with Stripe, it is important to mention that buying crypto directly on the Stripe platform is impossible. Therefore, you must first register with a crypto exchange that allows Stripe payments. We will be using Bitstamp exchange in this guide.

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Step 1: Create a Stripe Account

To create a Stripe account, you will need to provide a valid email, your name, country, and a unique password. Once you confirm your email, a link will be sent to activate your Stripe account.

Step 2: Link Your Stripe Account With Your Bank Account

When purchasing Bitcoin with a Stripe account, the platform pulls money directly from your bank account, hence the need to link the two accounts. To do this, Click “Active Payments” and then enter your business details. Next, indicate whether you will be using Stripe as a business entity or individual. After that, key in the required details of your bank account.

Step 3: Deposit Funds to Your Bitstamp Account

After successfully linking your bank account with your Stripe account, it’s time to transfer some funds to a crypto exchange, in our case, Bitstamp. If you do not have a Bitstamp trading account, here is how to create one: Download the Bitstamp mobile app on Play Store or App Store. After installing it, enter your email and a password and complete the know your customer (KYC) procedure. For security purposes, set up 2FA authentication. Next, click “Deposit” on the homepage, select currency (USD), input the amount to be deposited, and choose Stripe as your preferred payment method.

Step 4: Purchase Bitcoin

Once funds reflect in your Bitstamp trading account, click “Market” on the top-left corner of the homepage and select Bitcoin. On the currency box, choose USD and enter the amount you wish to spend on Bitcoin. After that, initiate the transaction. Your BTC will reflect in your trading account within a few seconds.

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What to Consider Before Using Stripe to Buy Bitcoin

One vital aspect to consider before using Stripe is its transaction fees, which range between 1% and 2.7%. Also, confirm if the platform has imposed transaction limits on crypto purchases. Most payment systems only allow users to spend $1,000 on crypto monthly.


Stripe is among the many FinTech companies promoting crypto adoption by offering on-ramp services. The payment platform makes it easy for traditional investors to enter the digital asset world. However, before buying Bitcoin or any other cryptocurrency, be aware they are subject to high volatility, meaning you could lose your funds within minutes. Therefore, invest what you are willing to lose.

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Andrew Richard

Andrew is a news writer for Tokenhell, he enjoys tuning in to the daily crypto markets and writing about the latest updates and happenings.

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